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Featured image for post: New Roof Financing: Options to Consider in 2025

New Roof Financing: Options to Consider in 2025

A new roof is a big investment in your home. Whether you’re replacing your current shingle roof with an updated one or you’re upgrading to a tile or metal option, roofs can cost tens of thousands of dollars that your insurance provider won’t totally cover. At T&E Roofing, we want to make sure our clients receive the best roof possible for their home’s protection and ongoing safety without having to be limited by cash on hand. That’s why we partner with FortiFi and Renewal Financial to provide you with plenty of options for financing new roofs and roof repair. Learn more about the available options for now and in 2025.

 

Residential Roof Financing

 

Can you finance a new roof? With T&E Roofing, we make financing and financial options part of the process from the very start. When you own a home, you typically have to replace the roof every 15-20 years, and handling that big expense yourself can feel overwhelming. Consider options like: 

 

  • FortiFi’s $0 down financing that isn’t based on current credit scores
  • Renew Financial’s upfront funding options for roofing, energy efficiency improvement projects, and renewable energy improvements
  • Financing that covers the insurance premium portion of your roof cost
  • Flexible upfront financing if you need to install a new roof as part of selling your home—get the cost covered now and then apportion part of the sales price to pay it back

All of these new roof financing options make it easier to buy a new roof once you need one instead of putting it off for later. Along with using financing as part of how to pay for a new roof, we can help you manage the insurance claims process and compare different options. 

 

Commercial Financing

 

If you own a commercial building or you’re a property investor, new roof costs can be very disruptive to your cash flow and even throw off your financial strategy for the year. At T&E Roofing, we offer access to flexible roof financing services like:

 

  • Assistance selecting different roof options based on your short-term and long-term financial outlook
  • Coordinating with your insurance provider to streamline claims and reimbursement
  • Access to programs through our partners FortiFi and Renewal Financial

 

Commercial financing options can help your team plan for the higher costs of covering the roofs of larger commercial buildings or the multiple roofs of your property investment portfolio. The type of financing you select can impact your business expenses and tax management, so we recommend thoroughly exploring your options to minimize the upfront expense and leverage the expense to protect your business. Learning about roof loan options from the start puts your business in a better position to choose the right roof without letting on-hand cash be the main decision factor. 

 

Roof Repair Financing

 

While full roof replacements are generally the largest expense, roofing repair services can also exceed your available budget. At T&E Roofing, we provide support and access to additional financing options so you don’t have to put off vital repairs, shingle replacement services, or emergency repairs after a storm or hurricane. We’re committed to making sure you can access high-quality roofing services whenever your home needs them. 

 

Are You in Need of Roofing Repairs? 

 

When you need roofing repairs or a completely new roof, you might not have enough cash on hand to cover the whole bill—but that doesn’t mean you have to wait as the damage grows worse. Our team will walk you through different financing options with our reputable financing partners and put you on the fast track to getting a secure, safe roof. 

Image Credit: Roman Arbuzov / Shutterstock